Kansas Personal Injury Protection (PIP) Coverage Explained

Understanding Kansas Personal Injury Protection (PIP) Coverage

In Kansas, carrying Personal Injury Protection (PIP) as part of your auto insurance policy isn’t just a suggestion; it’s mandatory according to Kansas Statute 40-3107. But do you truly understand what it entails and why it’s crucial? Let’s dive into the specifics, unraveling what PIP is, its importance, how to use it, the intricacies of subrogation in relation to third-party liability, and whom exactly it covers.

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Facts About Brain Injuries

brain imaging

A concussion is a traumatic brain injury caused by a bump, blow, or jolt to the head or a hit to the body, causing the head and brain to move back and forth quickly. Sudden movements, such as those experienced in car accidents, can cause the brain to bounce around or twist in the skull, resulting in chemical changes and sometimes stretching and damage to brain cells.

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